Our Financial Education Journey

Building financial literacy across Australia since 2018

We started elvitharisa because too many hardworking Australians were missing out on income optimization strategies. What began as a conversation between two financial professionals has grown into comprehensive education programs that have helped thousands understand their financial potential.

Seven Years of Growth

From a small consulting practice to Australia's trusted income optimization education platform

2018

The Beginning

Marcus and Rachel started offering financial workshops from a shared office space in Brisbane. Our first program attracted 15 participants who were struggling with expense management and income planning.

Those early workshops taught us that people needed practical education, not generic advice.

2020

Digital Transformation

The pandemic pushed us online, but it opened doors to reach regional Australian communities. We developed our first structured curriculum and began serving clients from Perth to Cairns.

This year showed us that distance learning could be just as effective as in-person education when done thoughtfully.

Online education platform development
2022

Program Expansion

We launched specialized tracks for different career stages and income levels. Small business owners, professionals, and retirees each needed different approaches to financial optimization.

This expansion helped us understand that one-size-fits-all financial education simply doesn't work.

2024

Research Partnership

We partnered with Queensland University of Technology to study income optimization patterns among Australian households. This research now informs all our educational content.

Academic backing helped us move beyond anecdotal advice to evidence-based teaching methods.

University research collaboration
2025

Looking Forward

This year we're launching advanced certification programs and building partnerships with regional financial counseling services. Our goal is sustainable financial education that creates lasting change.

The next chapter focuses on community impact and helping establish local financial literacy networks.

What Drives Our Work

Financial education shouldn't be complicated or exclusive. We believe everyone deserves access to practical strategies that can improve their financial situation over time.

  • Practical Over Theoretical

    Every concept we teach comes with real-world application examples. Theory matters, but implementation makes the difference in people's lives.

  • Long-Term Perspective

    Quick fixes rarely create lasting change. We focus on building financial habits and understanding that serve people for decades, not just months.

  • Individual Circumstances

    A single parent's financial challenges differ from a retiree's concerns. Our programs acknowledge these differences and provide relevant guidance.

  • Honest Communication

    We discuss both opportunities and limitations. Financial improvement takes time and effort, and we're upfront about what realistic progress looks like.

Financial planning consultation

Meet Our Founders

Two financial professionals who saw a gap in practical education and decided to fill it

Marcus Chen, Co-Founder

Marcus Chen

Co-Founder & Strategy Director

Marcus spent eight years as a financial advisor before realizing that most people needed education more than advice. He handles curriculum development and ensures our programs address real financial challenges rather than textbook scenarios.

Background: Financial planning, small business consulting, adult education

Rachel Kowalski, Co-Founder

Rachel Kowalski

Co-Founder & Education Lead

Rachel's background in educational design helps translate complex financial concepts into manageable learning modules. She focuses on making sure our programs work for different learning styles and life situations.

Background: Instructional design, financial coaching, community education

Team collaboration workspace Educational workshop session

Ready to Start Learning?

Our next enrollment period opens in September 2025. Programs run for six months and include ongoing support throughout your learning journey.

Get Program Information